We compare plans across India's leading insurers so you get the right cover, at the right premium — with an advisor who stays with you through claims, not just the sale.
We're not tied to a single company, so our only job is finding the plan that actually fits your life and budget.
We benchmark premiums, coverage and claim-settlement ratios across all our partner insurers before we recommend anything.
Premiums are set by the insurer, not us — you pay the same whether you buy directly or through eNivesh, and get free advisory besides.
When you actually need to file a claim, we help you through the paperwork and follow-ups — not disappear after the policy is issued.
Term plans, ULIPs, endowment and child/retirement plans from India's most trusted life insurers — high cover, low cost, fast claim settlement.
Cashless hospitalisation, critical illness, family floaters, motor, home and travel cover — sourced from 12 leading general & health insurers.
Adjust the sliders to get an indicative premium for term life or health insurance. Final premium is decided by the insurer after underwriting.
Figures are indicative only, based on typical market rates. Actual premium depends on medical underwriting, insurer, city and add-on riders selected.
Indicative starting premiums across our most-requested insurance products. Final premium depends on age, cover amount and health/asset profile.
| Product | Coverage | Starting Premium |
|---|---|---|
Term Life Insurance Pure protection — high cover at low cost | Up to ₹2 Crore | ₹8,000/yr |
Health Insurance (Individual) Cashless hospitalisation, critical illness, OPD riders | ₹3L – ₹1Cr | ₹6,000/yr |
Health Insurance (Family Floater) One policy for the entire family | ₹5L – ₹1Cr | ₹12,000/yr |
ULIP / Endowment Plan Insurance + investment combined | Market-linked | ₹20,000/yr |
General Insurance Home, vehicle & property insurance | Customised | From ₹1,200/yr |
Insurance Review & Advisory Audit existing policies, find coverage gaps | All policies | ₹1,500/session |
Tell us your age, income, dependents and existing cover — we assess your real protection gap.
We shortlist plans across our 12 partner insurers on cover, premium and claim-settlement ratio.
Paperless KYC and policy issuance — pay directly to the insurer, no hidden mark-up.
We stay on as your point of contact for renewals, endorsements and claims.
Book a free, no-obligation insurance consultation with our advisors today.
Insurance is the subject matter of solicitation. eNivesh Financial Services is a registered Insurance Marketing Firm under IRDAI and does not underwrite risk on its own account. Premiums, terms and coverage shown on this page — including calculator outputs — are indicative only and based on typical market rates; final premium is determined solely by the insurer after underwriting your age, health, occupation and asset profile. Please read the policy wordings, exclusions and terms & conditions carefully before concluding a sale. eNivesh (ARN-339539) operates through IIFL Capital Services Ltd (CIN: L74999MH1996PLC132983) | SEBI Reg: INZ000164132 | AMFI: ARN-47791. Registered Office: IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Wagle Estate, Thane – 400604. For grievances: ig@iifl.com | Toll Free: 1800-1035-175.