eNivesh Financial Services offers comprehensive solutions in equity, mutual funds, insurance, PMS, and loans — tailored to every stage of your financial journey in India.
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From equity to insurance and loans — every financial need, one trusted partner in Patna.
Research-backed stock picks for BSE/NSE. We analyse, build, and manage portfolios aligned with your risk appetite and time horizon.
Access 1000+ schemes across equity, debt, and hybrid. Start a SIP from ₹500/month or invest lump sum — with zero commission to you.
Dedicated investment manager, bespoke portfolio construction, and regular performance reviews for HNI clients seeking superior returns.
Compare plans across all major insurers — term life, health floater, critical illness, ULIP. Best coverage at the lowest premium.
Home loans, education loans, and loans against securities. We negotiate with 20+ banks & NBFCs to secure the best rates for you.
Exclusive private equity, hedge fund, and structured product opportunities beyond traditional markets, guided by seasoned advisors.
Founded with a simple vision — to make financial growth accessible and transparent for every Indian — eNivesh has served clients across Bihar and beyond for over a decade.
Full transparency in all dealings — no hidden charges, no undisclosed conflicts of interest, ever.
Your goals define our strategy. We listen carefully and craft solutions that match your unique situation.
Every recommendation is backed by deep market analysis, not incentive-driven product pushing.
A transparent, guided process to get you investing with confidence.
Book a no-obligation call. We understand your goals, income, and risk appetite in detail.
We craft a personalised financial plan — the right mix of investments, insurance, and loans.
Paperless KYC and account opening. Start investing within days, from anywhere.
Regular portfolio reviews, rebalancing, and dedicated advisor support as your wealth grows.
All fees disclosed upfront. No hidden charges — SEBI mandated transparency.
| Service | Details | Fee / Min Investment |
|---|---|---|
| Equity InvestmentsDirect stocks with research-backed picks across BSE / NSE | BSE / NSE | From ₹5,000 |
| Mutual Fund — LumpsumOne-time investment across equity, debt, or hybrid funds | 1000+ schemes | From ₹5,000 |
| Mutual Fund — SIPSystematic Investment Plan — invest every month automatically | All categories | From ₹500/mo |
| Portfolio Management Services (PMS)Dedicated manager, bespoke portfolio, regular performance reviews | HNI clients | Min ₹50 Lakhs |
| Alternative Investment Funds (AIF)Private equity, hedge funds, and structured products | Sophisticated investors | Min ₹1 Crore |
| Investment Advisory Session1-on-1 personalised financial planning and investment strategy | 60–90 min session | From ₹3,000 |
| Product | Coverage | Starting Premium |
|---|---|---|
| Term Life InsurancePure protection — high cover at low cost for your family's security | Up to ₹2 Crore | ₹8,000/yr |
| Health Insurance (Individual)Cashless hospitalisation, critical illness, OPD riders | ₹3L – ₹1Cr | ₹6,000/yr |
| Health Insurance (Family Floater)One policy protecting the entire family — efficient and affordable | ₹5L – ₹1Cr | ₹12,000/yr |
| ULIP / Endowment PlanInsurance + investment combined for long-term wealth creation | Market-linked | ₹20,000/yr |
| General InsuranceHome, vehicle, and property insurance solutions from top insurers | Customised | From ₹1,200/yr |
| Insurance Review & AdvisoryAudit your existing policies and identify coverage gaps | All policies | ₹1,500/session |
| Loan Type | Tenure | Interest Rate |
|---|---|---|
| Home LoanResidential purchase, construction, renovation, or balance transfer | Up to 30 yrs | From 6.5% p.a. |
| Education LoanStudy in India or abroad — tuition, living, and travel costs | Up to 15 yrs | From 8.0% p.a. |
| Loan Against SecuritiesUnlock liquidity from your mutual funds or shares without selling | Revolving line | From 9.0% p.a. |
| Business LoanWorking capital, expansion, or equipment finance for SMEs | Up to 5 yrs | From 10.5% p.a. |
| Personal LoanQuick personal loans for emergencies or planned large expenses | Up to 7 yrs | From 11.0% p.a. |
| Loan AdvisoryWe compare 20+ lenders and negotiate best terms on your behalf | All types | Free service |
Real clients. Real results. Here's what our clients say about eNivesh.
"eNivesh transformed how I think about money. My SIP portfolio has grown by over 18% in two years, and I finally have a proper insurance plan. The team is incredibly responsive."
"I was overwhelmed by the number of investment options. The advisor patiently explained everything and helped me build a portfolio that perfectly matches my retirement goals."
"Got my education loan for studying abroad processed in just 10 days through eNivesh — much faster than going to the bank directly. Their lender network is excellent."
Have more questions? Our advisors are happy to help — reach out and we'll get back to you promptly.
Book a free, no-obligation consultation with our expert advisors today.
Whether you're just starting out or managing a large portfolio — we're here. Reach out today.
Our advisor will reach out within 2 business hours.
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